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With
indirect pay-off, the funds supposed to pay-off your debt are invested in
an insurance fund enjoying
interesting fiscal advantages. The debt is
paid-off in full at the expiry of the insurance contract.
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With dependent contingency funding (category 3A), you can invest up to Sfrs. 6682.- a year or 20% of your wages up to Sfrs. 33408.- for people not benefiting of the 2nd category insurance. This amount has to be deduced entirely off your income and at the end of the defined period, a reduced rate is applied to the sum you get. If you are already benefiting of the category 3A insurance, indirect pay-off can also be done using the category 3B. Advantages are not as significant but are still interesting. |
Indirect pay-off
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